About us
Who answers for MUTAV.
MUTAV started as a rental-guarantee startup in southern Brazil, because the market normalized problems that shouldn't be normal.
Pilot demoThere is no operating reserve or active guarantee yet.
Why we exist
Renting has normalized what shouldn't be normal.
Renting a property in Brazil still means putting assets at risk and relying on someone else's promise to protect them.
Getting paid on a claimed guarantee can take months, and in the meantime many agencies advance the rent to the landlord out of their own pocket.
And there's an even bigger problem: the agency has to trust the guarantee's backing, but has no way to check that it really exists.
We believe a guarantee shouldn't be a promise. It should be provable.
When the rent is late, no one should be left in the dark. Everyone should know who resolves it, how long it takes and whether the backing exists.
Team
The people behind every MUTAV surety.
backed by an advisory board with
30+ years
in the rental market
Matheus "Draau" de Pauli
Cofounder · CEO
Draau grew up close to the problem. His family has spent more than 30 years in brokerage, construction and real estate agencies, and it was through that network, in southern Brazil, that he saw the rental guarantee gap first-hand.
He spent five years building blockchain products and the brands around them, leading multidisciplinary teams from design to launch. He has cofounded and led communities and other ventures.
He started MUTAV to close the gap he saw, and he is the company's CEO.
Julia H. Buratto
Cofounder · CTO
Julia is an architect and urban planner who trained at UFSC, with an MBA in Responsive Cities. A designer and engineer, she is obsessed with making complex systems feel simple.
In 2023 she founded jubs.studio and launched Chainless, taking it from zero to 45,000 users. It is still running. She also led development of the tokenization platform at BWB, a real-estate credit tokenizer registered under CVM Resolution 88.
At MUTAV she designs and builds the product end to end, from systems architecture and UX to onchain infrastructure.
What we believe
Faster, closer and transparent.
- Faster
Less waiting for everyone.
Someone with late rent needs an answer, not red tape. We want a surety that resolves things quickly and fits an agency's daily work.
- Closer
Someone from MUTAV at your agency.
We believe support is the pillar that connects our team to your agency. So we come to you to set things up, answer questions and be nearby when something goes wrong.
- Transparent
A guarantee you can check.
You won't have to take our word for it. The reserve behind the surety will be public, and you can audit it yourself whenever you want.
The path
The surety is the start. And we keep building.
- First
Rental surety
We offer our rental surety products to the market.
- Alongside
Verifiable reserve
A transparency portal live on the platform, so each agency can audit it on its own.
- After
Capital providers
When the reserve opens to outside participation, it will be through a regulated vehicle, for eligible investors.
- Horizon
Programmable payments
Improving what holds the rental market back most: transactions, payments and custody of funds.
We'll come to you.
If your agency wants to meet MUTAV, we'll come by. For anything else, write to us.