MADE FOR THOSE WITH A LOT TO DO
Rent guarantee, the way it should work
Lead the rental your way and count on the guarantee integrated into your process.
the problem
Renters and investors pay for the same broken layer
Time
Settlement can wait 60-90 days.
Rent can't. Whole families cover mortgages on rent that never arrives.
Uncertainty
Uncertainty in every contract.
The rental guarantee market still runs on inefficient processes. It's not an isolated problem — it's a reality most agencies face every day.
Opacity
Guarantees nobody audits.
Traditional providers don't publish payout history. When they collapse, nobody sees it coming.
Tenant
The tenant bears the risk alone.
With no coverage when they lose income, the tenant defaults even when willing to pay. The market punishes those already vulnerable.
what MUTAV offers
MUTAV GUARANTEE
Protection for everyone involved
VERIFIABLE BACKING
The reserve backing your contracts can be checked at any time, directly on the platform. You see the collateral in real time and know exactly what is covered.
Approved in 48h. Zero cost.
No changes to the lease agreement, no fee for the agency. Analysis is automatic and payouts happen without anyone needing to act.
COMPLETE PROTECTION
Coverage follows the contract from start to finish. And the fee is dynamic: the tenant's score sets the cost, suited to every profile.
Protection for the tenant.
Through our partners, the tenant can access additional income protection, coverage that keeps rent paid and prevents default.
for agencies
MUTAV is here to simplify your work
Ease of use
Easy to use and manage your contracts. Less admin time, more time closing deals.
- ✓less bureaucracy
- ✓more contracts
More contracts closed
Simple, 100% digital, built for people with a lot on their plate. Fewer deals stuck in process, more leases signed.
- ✓fast approval
- ✓100% digital
- exclusividade mutav
Auditability
Anyone can check the coverage reserve at any time. No black box, no promise without backing.
- ✓auditable reserve
- exclusividade mutav
Safety for everyone involved
When tenants are protected against income loss through our partners, defaults stop landing on your desk. Fewer problems to manage, more contracts running without disruption.
- ✓protection for all
- ✓automatic coverage
backed by an advisory board with
+30 YEARS
in the rental market
Become a MUTAV partner
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who's building it
The people behind it
MUTAV started as a rental guarantee startup in southern Brazil. The team believes the Brazilian rental market has normalized problems that should never have become normal. Landlords waiting months for coverage, agencies absorbing risk that isn't theirs, and a market that still hasn't found an answer worth its weight.
The operation is supported by an advisory board with over 30 years in the rental market. These are professionals who live the day-to-day of real estate agencies and know what breaks before it becomes a problem. With that backing, the team is building a coverage protocol with a verifiable reserve, less paperwork, and no new process for the agency to learn.
Accelerated and backed by the Stellar Development Foundation ecosystem — the same infrastructure where Franklin Templeton registered BENJI, the first SEC-regulated fund on a public blockchain.
Matheus "Draau" de Pauli
CEO
Julia Hoffmann Buratto
CTO