MADE FOR THOSE WITH A LOT TO DO
Rent guarantee, the way it should work
Lead the rental your way and count on the guarantee integrated into your process.
the problem
Renters and agencies pay for the same broken layer
Time
Settlement can wait 60-90 days.
Rent can't. Whole families cover mortgages on rent that never arrives.
Uncertainty
Uncertainty in every contract.
The rental guarantee market still runs on inefficient processes. It's not an isolated problem — it's a reality most agencies face every day.
Opacity
No visibility.
When you can't see what backs the contract, trust is left hanging. What can't be audited can't be trusted.
Tenant
The tenant bears the risk alone.
With no protection when they lose income, the tenant defaults even when willing to pay. The market punishes those already vulnerable.
what MUTAV offers
MUTAV GUARANTEE
Protection for everyone involved
VERIFIABLE BACKING
The reserve backing your contracts can be checked at any time, directly on the platform. You see the collateral in real time and know exactly what is guaranteed.
Easier approval.
No changes to the lease agreement, no fee for the agency. Analysis is automatic and payouts happen without anyone needing to act.
START TO FINISH
The guarantee follows the contract from start to finish. And the fee is dynamic: the tenant's score sets the cost, suited to every profile.
Protection for the tenant.
We plan to offer, with partners, additional income protection for the tenant to help keep rent on time.
for agencies
MUTAV is here to simplify your work
Ease of use
Easy to use and manage your contracts. Less admin time, more time closing deals.
- ✓less bureaucracy
- ✓more contracts
More contracts closed
Simple, 100% digital, built for people with a lot on their plate. Fewer deals stuck in process, more leases signed.
- ✓fast approval
- ✓100% digital
- exclusividade mutav
Auditability
Anyone can check the guarantee reserve at any time. No black box, no promise without backing.
- ✓auditable reserve
- exclusividade mutav
Support for everyone involved
With partner income protection for the tenant (planned), fewer defaults land on your desk. Fewer problems to manage, more contracts running without disruption.
- ✓protection for all
- ✓automatic payment
backed by an advisory board with
+30 YEARS
in the rental market
Become a MUTAV partner
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who's building it
The people behind it
MUTAV started as a rental guarantee startup in southern Brazil. The team believes the Brazilian rental market has normalized problems that should never have become normal. Landlords waiting months for guarantee payments, agencies absorbing risk that isn't theirs, and a market that still hasn't found an answer worth its weight.
The operation is supported by an advisory board with over 30 years in the rental market. These are professionals who live the day-to-day of real estate agencies and know what breaks before it becomes a problem. With that backing, the team is building a guarantee protocol with a verifiable reserve, less paperwork, and no new process for the agency to learn.
Accelerated by NearX in the Stellar ecosystem.
Matheus "Draau" de Pauli
CEO
Julia Hoffmann Buratto
CTO