Real guarantees. A reserve built to be checked.
The rental guarantee built to be verified.
When rent is late, everyone should know who resolves it, how long it takes and where the money is. That's what MUTAV is building.
Pilot demoThere is no operating reserve or active guarantee yet.
Our vision
A guarantee shouldn't be a promise. It should be provable.
When rent is late, nobody should be left in the dark. MUTAV is building a fast surety, with verifiable backing.
For agencies
A surety on the lease, with no guarantor and no deposit, and someone from MUTAV present at your agency.
Learn moreHow the reserve works
A public reserve anyone can check, with a coverage rule for every surety.
Learn moreThe market
Brazil rents more and more. Be well positioned.
18.9M
rented households in Brazil
23.8%
of households are rented
48.7M
people live in rented homes
+54.1%
rented households since 2016
IBGE, PNAD Contínua 2025
Where we are
19
agencies signed a letter of intent
After seeing the MUTAV prototype, before the pilot has even started.
For agencies
See how MUTAV can help your agency.
A surety for rental contracts, with a reserve you can verify at any time. We come to you to show how it works.
- Instant tenant approval
- Hands-on support, close by
- Legal support for settlements, notices and evictions
- Verifiable backing, checked on the platform
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Common questions
Is MUTAV already operating?
Not yet. Today there is a pilot demo and the account operations will start from. The reserve isn't operating yet.
Is the MUTAV guarantee insurance?
No. It's a suretyship (fiança), one of the options in Brazil's Tenancy Law (Lei 8.245/91, art. 37, II).
Can I invest in MUTAV?
This is not a public offering. Capital participation will open only through a regulated vehicle, to eligible investors.